The Perks of Having a First Dental Health Access Plan

Company Overview

The First Dental Health Access Plan is a dental plan that is being offered by the First Dental Health, which is based in San Diego, California. The FDH has been in existence since 1995. At the beginning, the company was making offerings only in the state of California. As time came to pass, the company soon made expansions to include dentist locations in Arizona and then Nevada into its network.

FDH claims to be the largest independent network in California with at least 12,000 accredited dentists within its preferred provider organization network. Because of this, the FDH considers itself as “the preferred in preferred provider organizations.”

According to its website, the FDH has more than 400,000 plan members in its network.

Plan Overview

The FDH Access Plan, like all other plans, is designed to reduce costs significantly for its consumers. Under these plans, accredited specialists agree to lower their fees for members. Discount rates vary with each individual plan that exists in the market.

So what makes FDH Access unique from all other plans?

The FDH Access Plan allows its members to enjoy at least 25% in discounts, and as much as 60%, in its general and specialty dentistry. For example, you pay only $69 if you avail of full mouth X-ray services in an FDH member dentist. Normally, this would cost you around $114. Availing of the FDH Access Plan means you save up around $45 from what you would normally spend for the service if you don’t have the dental plan in your pockets. Even high cost operations, like Full Upper Denture, are discounted. You only have to pay $839 for a $1,353 treatment, resulting in a savings of $514 for you.

Upon becoming a member of the FDH Access plan, you also get to enjoy discounts in services that you avail of in participating dental specialists. For example, you get a discounted fee when you visit participating orthodontists to get your braces done. You spend less for gum treatments by accredited periodontists, and for major tooth extractions by accredited oral surgeons. Even visits to pediatric dentists to have your child’s teeth treated are discounted too, providing that your child is also covered by the plan. You also do not need any referral in order to see specialists accredited by the plan.

To avail of an individual plan for yourself, you would need to pay around $119.95 per year. This rate, however, would vary from region to region. You do not need to pay additional sign-up fees. According to DentalPlans.com, you could enjoy 3 additional months in the plan without charge. The FDH Access Plan has no annual limits in terms of coverage, so you could it as much as you can for the entire year. Plans are activated quickly, which means you could use it right after your application is approved by the FDH. This is because there are few paperwork associated with the application, thus eliminating several hassles that arise from having so much paper to sort through and accomplish before an application is approved.

Family plans, on the other hand, cost $159.95 for one year. You only need to apply for one family plan to cover all the permanent residents of your household, resulting in a lot of savings for you. Other plans that exist do not provide this particular advantage, and instead would require you to avail of individual plans for each of your dependents.

There are no health restrictions imposed that would limit the number of those that would be eligible to apply for FDH Access. This means that virtually anyone can become a member of the plan. You don’t have to worry if you have any particular health condition that might disqualify you from eligibility to avail of the plan.

Availability of Dentists

The FDH enjoys an advantage of being the only dental health provider network in the states of California, Nevada and Arizona. If you live in any of these areas, you can be sure that you have easy access to accredited dentists and dental specialists. For example, in DentalPlans.com, you get 2965 results if you do a search for all dental specialists that are participating in the FHD Access Plan within 50 miles of Beverly Hills, California.

To sign up for First Dental Health Access Plan, click on the button below