Kentucky Dental Plan Review :
For those living around Kentucky, the Kentucky Dental Plan could be their best bet for a comprehensive but affordable dental care plan. No, Kentucky Dental Plan is not a dental insurance company. This means you need not pay for expensive premiums and your pre-existing dental problems could still be covered. You see, with dental insurance, you need to declare pre-existing dental conditions that need treatment so they can exclude it from your coverage. For these pre-existing conditions, you need to wait at least a year for them to be covered. But then, this problem would have been solved already, right?
Kentucky Dental Plan is a regional “reduced-fee” dental plan that is offered for consumers living in Kentucky. Currently, there are 58 general dentists all throughout the state who are members of this plan. For a minimal annual membership fee of $109.95 or $159.95 for family membership, you, or including the members of your family, get to enjoy an average of 40% savings every time you visit a dentist for procedures or treatments. Family membership plan covers the spouse and all dependent children aged 18 or below. If you have a son or daughter who is beyond 18 years of age but not older than 23, he or she can still be covered if that family member is still a full-time student.
BENEFITS OF KENTUCKY DENTAL PLAN
As compared to a dental insurance whose premiums could really be a pain on the budget, Kentucky Dental Plan is quite affordable at $109.95 per year. You don’t even have to pay for a sign-up fee. What makes it more exciting is that you pay this amount for a year’s membership, but you also get additional 3 months extension for you to enjoy your plan. This surely is a great product that Kentucky residents should never ignore. As opposed to a dental insurance which you pay but you may never even use or some of your dental treatment requirement may not even be covered, membership with Kentucky Dental Plan gives you great discounts of up to 70% on some dental procedures.
Unlike dental insurance, you need not fill-up voluminous forms and wait if your present health condition will be approved by the insuring company. With Kentucky Dental Plan, your membership is immediate and there is no limitation to your health or dental condition. Once you are a member, all your dental concerns, including those that existed prior to your signing up are covered. You won’t even concern yourself with annual limits of availing the benefits.
To give you a better idea of how much money you will be saving with Kentucky Dental Plan, consider the actual cost of a full mouth X-ray which is $114.00. With a membership with Kentucky Dental Plan, you would pay only $58.00. You also do not have to worry about dentists who usually charge differently from the others—the rates listed in a fee schedule that comes with the rest of your membership package are guaranteed to be what the member dentists are charging. Also, consider this: are dentures covered with dental insurance? Kentucky Dental Plans membership would afford you to pay only $695 for a full upper denture for the original price of $1,353. Now, your savings here is more than what you pay for your annual membership.
Without a Kentucky Dental Plan, the more money you would be spending for your loved ones’ dental health. But with family membership with Kentucky Dental Plan, you know that the more you use it, the more savings you get.
Kentucky Dental Plan also offers special rates for soldiers, police officers, firemen, etc. This could also be a good additional incentive for members of organizations, clubs, and other associations. Kentucky Dental Plan could be a very good reason for members to stay active. Schools could also be very helpful in promoting dental health to school children or even to the parents via the school P.T.A. Companies could even have Kentucky Dental Plan as a value-added feature to their employees’ health compensation package.
With the current 58 dental practitioners who are active participants to Kentucky Dental Plan, consumers are assured to be provided with the best services available. Addresses and names of these dentists are provided with the kit that each member gets. They will also be constantly updated with changes such as new dentist-members, etc.
To Apply for Kentucky Dental Plan, please click on the button below :
